The Palm Beach Post from West Palm Beach, Florida • Page 229

Colleges Local colleges offer various career paths Prepaid College Tuition Program Question: What is the Florida Prepaid Tuition Program? Answer: The program allows Florida residents to lock in the cost of tuition and housing for a child's college education at today's prices. Are children in the plan assured of being admitted to a university or community college? Children in the plan are not given any advantage in the university admission process. The nine state universities are admitting only one of every eight applicants and the competition is getting keener every year. However, all Florida high school graduates are assured of being admitted to any of Florida's 28 community colleges. How much does it cost? You pay whatever the tuition cost is for four years at a university or two years at a community college plus an interest rate of 7.5 percent per year.

The tuition costs change from year to year. If a university contract is selected, the parent or whoever is making the payments also may choose a prepaid dormitory contract. Do I pay it all up front, or monthly, like an investment? Either way. During the 1992-93 subscription period, which has ended, the four-year tuition payment for an 1 1th-grade student who would enroll in 1994 could have been made in a single payment of $5,375 or 18 monthly payments of $300. For a one-year-old child who would enroll in 2009, the parent could have elected to make a single payment of $5, 182, monthly payments of $46 until the child enrolls or 55 monthly payments of $11 1 (the five- year plan).

Will that cover all of the costs for my child to go to college? No. Tuition amounts to only 17 percent of the cost of going to a university. Even if you elect the dormitory plan, you still will have to find a way to pay for the majority of costs, including meals. If my child decides to go to college in another state or decides not to go to college at all, can I get my money back? You will get back the money you put in but none of the interest your investment has accumulated. What if my child decides to attend another private college in Florida? The plan will pay the cost of tuition up to the cost of public university tuition, including interest.

How is the money in the program managed? All money is invested in a trust fund set up by the state. Should the fund run out of money, does the state guarantee that beneficiaries' tuition will be paid? Yes. Will the program affect the student's eligibility for financial aid? It may. When can I sign up? During the next enrollment period, which will run from October until early January 1994. Then you may get an application through First Union Banks or by calling the Prepaid Program at (800) 552-GRAD.

ACADEMIC COLLEGES FLORIDA ATLANTIC UNIVERSITY, 500 NW 20th Boca Raton. (407) 367-3000. Urban regional university. Campuses in Boca Raton, Fort Lauderdale, Davie, Palm Beach Gardens and extension in Fort Pierce. President: Anthony Catan-ese.

Enrollment: 15,000. Courses: Organized into nine colleges, offering undergraduate programs in 61 fields, master's degree programs in 44 fields, Ph.D. programs in 44 fields and doctor of education degrees in three fields. LYNN UNIVERSITY, 3601 N. Military Trail, Boca Raton.

(407) 994-0770. Private fully accredited institution offering master's, baccalaureate and associate degrees. President: Donald E. Ross. Enrollment: 1,046.

Courses: Master of professional studies, 27 undergraduate majors including business administration, hospitality, education and art and design. NORTHWOOD UNIVERSITY, 2600 N. Military Trail, West Palm Beach. 478-5510. Provost: John Haynie.

Enrollment: 650. Courses: Four-year bachelor of business administration degree in six fields including accounting, management, automotive marketing, computer science. Two-year associate of arts degree. Ranked No. 3 nationally by U.S.

News World Report among specialty business colleges. PALM BEACH ATLANTIC COLLEGE, 901 S. Flagler Drive, West Palm Beach. (407) Four-year Christian liberal arts college. President: Paul R.

Corts. Enrollment: 1 ,650. Courses: 24 undergraduate majors including business administration, computer science, mathematics, education, music, theater arts. Masters in business administration. PALM BEACH COMMUNITY COLLEGE, 4200 Congress Lake Worth.

439-8000. Three branch campuses: Edward M. Eissey Campus, 3160 PGA Palm Beach Gardens 625-2500; Glades Campus, 1977 College Drive, Belle Glade 996-3055; South Campus, 3000 St. Lucie Boca Raton 305-367- 4500. President: Edward M.

Eissey. Enrollment: 47,576 including 16,543 students earning academic credit. Courses: Associate of arts and associate of science degrees and certificate programs. Academic programs include health education, medical technology, physical therapy, nursing, dental, radiological technology and criminal justice. SOUTH COLLEGE, 1760 N.

Congress West Palm Beach. 697-9200. Director: C.W. Stewart. Enrollment: 330.

Two-year career-oriented junior college. Courses: Associate of science degree in seven fields including accounting, busi ness administration, computer information systems, paralegal studies. VOCATIONAL, TECHNICAL AND TRADE SCHOOLS ACADEMY OF HEALING ARTS, MASSAGE AND FACIAL SKIN CARE, 3141 S. Military Trail, Lake Worth. Director: Angela Artemik.

Courses: 15 courses including massage therapy and beauty therapist. Phone: 965-5550. BARMASTER'S BARTENDING SCHOOL, 4736 W. Okeechobee Suite 12, West Palm Beach. Director: Jeff Mun- sell.

Courses: mixology. Phone: 640-7245. BOCA BEAUTY ACADEMY, 8221 Glades Road, Boca Raton. Director: Ruth D. Mandel.

Courses: skin care, nail technician, cosmetology. Phone: 487-1 191. BOCA RATON INSTITUTE, 5499 N. Federal Highway, Boca Raton. Director: Constance M.

Gregg. Courses: nine courses including make-up artistry, massage therapy and nail technology. Phone: 241-8105. Please see COLLEGESPage 58 Caring For Peanuts Excessive Trading (Churning) and Unsuitable Investments are ILLEGAL. You May Be Able To It i ii ii inn iii'ill'ii i'i i iftwiifcii mt Recover Your Money.

CREDIT PROBLEMS NO INCOME CHECK 0 POINTS JUMBO LOANS WE PAY CASH FOR MTGS. NO APPLICATION FEE! WE COME TO YOUR HOME OR OFFICE PURCHASE REFIKANCE EQUITY LOANS mm A Place for the young inquisitive Where there is an abundance of love and fun-filled educational activities each day. Infants Pre-School Kindergarten Selected as Hurricane Child Care Center 844-8400 North Palm Beach Area A large and modern children's center serving Palm Beach County since 1987. COASTAL EQUITY INVESTMENTS 689-4600 1 (800) 733-LOAN 165S PB UkM Lie Mat Brotur The hiring ol a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

Page 56 Supplement to The Palm Beach Post, F.Y.I. February 1993.